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UK State Pension Service

Many of us have worked in the UK and as such paid National Insurance. If you’re missing National Insurance (NI) contributions, it can impact your UK State Pension. To qualify for the full new State Pension, you need 35 qualifying years of NI contributions. If you don’t have enough, you may be able to make voluntary contributions to fill the gaps.

You can contact HMRC directly to establish any shortfalls, however this can take considerable time.

We appreciate that time is a valuable commodity and as such have introduced a service where we will appoint a professional representative to communicate with HMRC on your behalf to establish your UK State Pension forecast and options.

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Take the first step toward achieving your financial goals with expert guidance.

Speak to one of our experienced advisers today and discover how we can help you build a brighter, more secure future. Whether you’re planning for retirement, investing for growth, or consolidating your pensions, we’re here to make your journey simple and stress-free. 

Contact us now to get started!

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© Copyright Paratus 2025

Disclaimer

 

​The information provided on this website is intended exclusively for individuals located outside the United Kingdom and must not be used or relied upon by persons within the United Kingdom. This website is for informational purposes only and does not constitute, nor should it be relied upon as, financial, tax, legal, or accounting advice. You should consult a regulated financial adviser to assess your personal circumstances and obtain advice tailored to your individual situation. If any content on this website may have tax, legal, or accounting implications, you are strongly encouraged to seek guidance from independent professional advisers in those areas. When considering financial investments, please note that past performance is not indicative of future results, and the value of investments may fluctuate, resulting in potential losses as well as gains. For pensions, you should regularly review your pension arrangements to ensure they remain aligned with your objectives. The benefits you ultimately receive will depend on future investment performance. Paratus Wealth, its officers, and employees do not and cannot provide tax, accounting or legal advice.​

Paratus Wealth Limited, Registered in England and Wales, Company Registration number 16656495, 20-22 Wenlock Road, London, England, N1 7GU

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